Residential Mortgages

Residential and Commercial Mortgages

If you require finance to purchase a property, need to remortgage, or raise capital it is strongly recommended that you obtain the best quality mortgage advice before you commit yourself.

The quality of mortgage advice and speed of service can often be critical in making sure that your purchase completes on time.

Our advisers have many years experience in the mortgage market, and we are independent, which means we are able to source the whole market in order to secure the most competitive and suitable deal available.

  • First time buyers
  • Homemovers
  • Remortgages (to reduce current payments or to raise capital)
  • Secured Loans (Second Charges)
  • Buy-to-Let Investment Mortgages
  • Lifetime Mortgages (also known as Equity Release)
  • Commercial Mortgages and Remortgages
  • Bridging Finance

 


Whilst some mortgage lenders may not require evidence of an applicant’s earned income, Hallmark Financial Services Ltd will not advise upon any mortgage transaction without being satisfied that the mortgage repayments are affordable by the applicant. This could be in the form of one or more of the following : employed payslips, employment contract, employers reference, self employed accounts, tax assessments, accountant’s reference, detailed budget plan, bank statements. Please contact us should you have any questions regarding the above.
Click here for the Financial Conduct Authority’s guide on what do if you are unable to maintain your mortgage payments. Please contact us should you have any further questions regarding this.
Please contact us for more information or to arrange a free initial meeting.
Authorised & regulated by the Financial Conduct Authority (FCA). The FCA do not regulate Commercial Mortgages, Bridging Loans & some forms of Buy-to-Let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration. There may be a fee for Mortgage Advice. A typical fee is £250 but the precise amount will depend upon your circumstances and will be disclosed prior to any financial commitment.
Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority. On behalf of APS Legal & Associates Ltd, White Hart Yard, Bridge Street, Worksop S80 1HR. APS Legal & Associates is a member of the Institute of Professional Willwriters. APS Legal & Associates complies with the OFT Approved IPW Code of Practice.
Copyright © Hallmark Financial Services Limited. Company Registration Number: 05531211
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