PENSIONS
Your pension is one of the most important investments you will make - so it is essential that you take expert advice, both on accruing a fund over your working life and generating an income at retirement.
Pre-Retirement
Your pension need not be funded solely by traditional methods, and Hallmark
Financial Services Limited can work with you to provide alternative strategies,
such as the use Self Invested Personal Pensions (SIPPs).
Transfers
Depending on the type of your existing pension plan, it may be advisable
to transfer it an alternative plan, which may provide improved tax advantages,
lower charges and/or potentially better investment choices.
At Retirement
We are all unique, with different requirements and aspirations, particularly
at retirement age, therefore, in addition to traditional annuities, Hallmark
Financial Services Limited offer advice on many other strategies including
Phased Retirement, Pension Fund Withdrawal (also known as Income Drawdown) and Variable Annuities (also known as ‘Third Way’ products).
Impaired Life Annuities
If you wish to take an annuity at retirement, you may be able to obtain
a higher level of income due to your personal circumstances. Impaired
Life annuities may provide this if you are in poor health and/or smoke.
Past performance is not a reliable indicator of future results. The value of investments can fall as well as rise and are not guaranteed. An investor may not get back the original amount invested.
Please contact us for more information or to arrange a free initial meeting.
